我国互联网保险发展现状、风险及防范对策

互联网保险凭借保险理念创新、商业模式创新、产品创新和渠道创新重塑保险产业核心竞争力。传统保险互联网化转型过程中将面临一系列风险,需要从法律体制建设、技术创新与研发,以及监管模式创新等方面完善互联网保险发展的应对策略。     

电视综艺栏目中的植入式广告研究

植入式广告与硬广告相对,由于较好地规避了受众对广告的排斥心理,到达率高,从而受到各方青睐。以湖南卫视综艺栏目中的植入式广告为研究内容,在分析其现状的基础上指出综艺栏目中的植入式广告应不断寻求创新方式、增强趣味性、积极与受众互动、抓住植入的关键时机等策略,使电视栏目与广告主获得双赢。     

The Absolute Difference Law For Expectations

We revisit the addition law for expectations and present a sibling law: the absolute law for expectations. We show that these two laws and their corresponding laws for probabilities can be reconciled under a single framework. As an application, we use the absolute law for expectations to calculate the mean absolute deviation. Finally, we remark on a hidden point in a related article previously published on these pages; this will help readers to avoid a potential pitfall.     

A New Methodology for Before–After Safety Assessment Using Survival Analysis and Longitudinal Data

The widely used empirical Bayes (EB) and full Bayes (FB) methods for before–after safety assessment are sometimes limited because of the extensive data needs from additional reference sites. To address this issue, this study proposes a novel before–after safety evaluation methodology based on survival analysis and longitudinal data as an alternative to the EB/FB method. A Bayesian survival analysis (SARE) model with a random effect term to address the unobserved heterogeneity across sites is developed. The proposed survival analysis method is validated through a simulation study before its application. Subsequently, the SARE model is developed in a case study to evaluate the safety effectiveness of a recent red‐light‐running photo enforcement program in New Jersey. As demonstrated in the simulation and the case study, the survival analysis can provide valid estimates using only data from treated sites, and thus its results will not be affected by the selection of defective or insufficient reference sites. In addition, the proposed approach can take into account the censored data generated due to the transition from the before period to the after period, which has not been previously explored in the literature. Using individual crashes as units of analysis, survival analysis can incorporate longitudinal covariates such as the traffic volume and weather variation, and thus can explicitly account for the potential temporal heterogeneity.     

互联网医疗服务法律监管研究

随着互联网技术的进步以及医疗改革的深入,互联网医疗服务成为新生业态.然而,我国互联网医疗服务法律监管体系还不够完善,缺乏统一规范的监管体系,多头监管、个人隐私隐患大、纠纷处理解决机制不健全等现实困境尚未解决,不利于互联网医疗服务行业的发展和人民群众身心健康.为解决上述问题,通过梳理发达国家的成功经验,如美国的移动医疗应用程序监管和个人隐私保护、欧盟的互联医疗数据管理、英国的行业协会监管等,结合我国现有国情,建议从完善立法体系、建设隐私保护机制、构建行业监管、明晰医疗服务主体责任等方面健全互联网医疗法律监管制度,以期推动互联网医疗服务行业发展,保障医患双方的合法权益.     

The heterogeneous impact of pension income on elderly living arrangements: evidence from China’s new rural pension scheme

This paper investigates the impact of pension income on living arrangements of the elderly. Taking advantage of a unique opportunity due to the recent establishment and expansion of the New Rural Pension Scheme in China, we explicitly address the endogeneity of pension status and pension income through a fixed-effect model with instrumental variable approach by exploiting exogenous time variation in the program implementation at county level. We find an overall positive effect of pension income on independent living as well as considerable heterogeneity. The positive income effects of the NRPS are concentrated among the elderly with adult children living nearby, of higher socio-economic status, and with better health at baseline; for other groups, the effects are insignificant. We also find that more generous programs exhibit larger effects. Our results highlight that living arrangement is multidimensional in rural China.     

领导干部党性修养评价机制研究

建立健全领导干部党性修养评价机制,是加强党的执政能力建设,建设高素质执政骨干队伍的客观需要。坚定的政治信念、牢固的党纪意识、严谨的自律能力、优秀的道德品质和勤勉的工作作风是评价领导干部党性修养的主要内容。要明确评价领导干部党性修养的指导思想、评价主体和评价原则,要建立健全领导干部党性修养的评价指标体系,不断探索科学的评价领导干部党性修养的方式方法。     

休闲活动与大学生心理健康

大学生对休闲活动认知有误区。参与休闲活动自觉性差、层次低、能力不够强。应积极引导、改变观念、提升层次、注重技能养成,丰富休闲方式,从而促进广大学生投身于休闲活动之中,达到心身健康教育与培养目的。     

国际金融危机后世界社会保障发展趋势

2008年国际金融危机爆发之后,高收入国家、中等收入国家和低收入国家社会保障的发展呈现如下主要趋势:国际金融危机在有些国家形成推动社会保障制度加速发展的动力,在有些国家则产生削减福利保障的压力,世界各国之间巨大的社会保障鸿沟有缩小的迹象,但是差距仍然巨大。从整体看,目前世界社会保障具有覆盖面扩大、形式多样化和多支柱等特点,这是经济全球化条件下就业形式的多样化和社会责任主体多元化的必然反应。